Representing individuals and businesses

in bankruptcy filings throughout the Inland Empire area of Southern California, including Riverside, San Bernardino, Orange County, Redlands, Colton, Lake Arrowhead, Running Springs, and Big Bear.

Call Us Today: 951-686-6432 - For A Free Case Assessment

Overview FAQ Resource Links

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Learn More about Bankruptcy

Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
Chapter 12 Bankruptcy
Chapter 13 Bankruptcy
Stopping Debt Collections
Tax Problems
Foreclosures
Out-of-Court Debt Workouts
Bankruptcy Adversary and
Motion Proceedings
State Court Litigation
Bankruptcy by Fax
New Bankruptcy Law

Bankruptcy Fees

Attorney to Attorney

J.L. Borrie & Associates
4333 Orange Street, Suite 21
Riverside, CA 92501
(also in Running Springs and San Bernardino)

Phone: 951-686-6432
Fax: 877-686-6432

Frequently Asked Questions

The Bankruptcy Code uses such confusing terminology. What is meant by such terms as preference and fraudulent conveyance?

How can a debtor determine whether a debt is secured?

Learn More: Bankruptcy Law

If foreclosure is looming, might I be better off just selling my house?

You're better off selling the house than having it go to foreclosure. As a general rule, if you can find a buyer who will offer to pay at least what you owe your lender, take the offer. If the offer is for less than the amount you owe your lender, your lender can block the sale. But many lenders will agree to a "short sale," in which the sale brings in less than you owe the lender and the lender agrees to forego the rest. Some lenders require documentation of any financial or medical hardship you are experiencing before agreeing to a short sale.

My utility bill was huge because of a very cold winter. Do I have to pay it all at once?

Maybe not. Many utility companies offer customers an amortization program. This means that if your bills are higher in certain months than others, the company averages your yearly bills so you can spread out the large bills. Also, if you are elderly, disabled, or have a low income, you may be eligible for reduced rates. Ask your utility company.

DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

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Individuals and Small Proprietorship Businesses:

Email us. Be sure to include a short description of your particular problem in the comments section; OR
Complete the online Bankruptcy Intake Form to give us detailed information necessary to better understand your overall financial circumstances; OR
If you are fairly sure you will need to file a bankruptcy, download the Individual and Sole Proprietorship Questionnaire (pdf) which provides us the information required by the court for filing, which we will use as a worksheet during our conference. Complete and fax it to us, or bring it with you to the conference.

Corporations, Partnerships or Larger Individual Businesses:

Email us. Be sure to include a short description of your particular problem in the comments section; OR
If you are fairly sure you will need to file a bankruptcy, download the Corporate-Partnership Questionnaire (pdf) which provides us the information required by the court for filing, which we will use as a worksheet during our conference. Complete and fax it to us, or bring it with you to the conference.

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