Out-of-Court Debt Workouts

Riverside, California Bankruptcy Attorneys
J.L. Borrie & Associates

Representing individuals and businesses in bankruptcy filings throughout the Inland Empire area of Southern California, including Riverside, San Bernardino, Redlands, Colton, Lake Arrowhead, Running Springs, Big Bear, Rancho Cucamonga, Fontana, Highland, High Desert, and Victorville.

Out-of-court debt workouts entail analyzing your particular circumstances, to determine what we could force your creditor(s) to take under the various and appropriate chapters of the Bankruptcy Code.

We then offer the creditor(s) something more than they could reasonably expect in a bankruptcy, and it then becomes a negotiating process to convince the creditor(s) that unless we can arrive at some mutually agreeable terms, you will file a case. Some creditors are quite reasonable, and will work out realistic terms. There are some whose company policy is to play hardball, hoping your other creditors will cut deals to keep you out of a bankruptcy, but by holding out, they will get paid in full, or close to it. If you have many of these creditors, an out of court workout becomes either unlikely, or too expensive, in light of the bankruptcy alternatives.

We offer a free conference of up to one hour with an experienced (a minimum of 10 years) bankruptcy, tax problem, foreclosure and debt resolution attorney (not a junior associate or paralegal) who will fully analyze your specific financial situation, and advise you as to your available options, likelihood of success, and the costs and procedures involved in each alternative.

If you would like someone to contact you regarding your problems or concerns, please choose the appropriate choice below, or call us at 951-686-6432 (toll-free 877-MYATTYS) and mention that you visited our web site for a free, no-obligation conference.